This is your life – and you’ve worked hard to build it. The professionals at Wood Gutmann & Bogart Insurance Brokers (WGB) concentrate on helping high net worth individuals and their families protect themselves against the unthinkable.
Because we have helped so many clients with unique and exceptional personal insurance needs, we understand how to structure the most comprehensive protection at a competitive premium. We represent the top carriers in the industry; carriers that understand and specialize in this complex market for personal insurance.
You can expect more from WGB’s private client services. More insight. More risk management. More services.
*Available at certain policy levels
Executives, celebrities, politicians and athletes of Southern California are among Lisa Doherty’s loyal clientele. She has earned her clients’ trust by living up to a guiding principle that now drives the entire private client services division at WGB: “Always deliver what you’ve promised.”
Lisa enjoys building relationships and solving problems for her clients through a collaborative working style that has made her a key advisor for many high net-worth individuals and their families. She takes a holistic approach to helping clients complete their financial picture by protecting their assets. She does so by working alongside their other advisors, including wealth managers, financial advisors, private bankers, trust and estate planning attorneys, custom home builders and luxury realtors to ensure that clients have no coverage gaps.
Lisa has insured everything from multi-million dollar jewelry collections to luxury estates and sports cars. She secures traditional coverage for her clients, such as excess liability and kidnap and ransom, and she can also help them prepare for modern day challenges with identity fraud protection and reputation defense coverage.
Lisa has more than 20 years of experience in the insurance industry and has been with WGB since 1998. She recently earned the Certified Advisor of Private Insurance (CAPI) professional designation for high-net-worth risk management, a program created by the Aresty Institute of Executive Education at the Wharton School in conjunction with the Chubb Group of Insurance Companies. Lisa was one out of 40 selected brokers for the inaugural class. Lisa is also a member of Vistage executive peer network and a volunteer/supporter of the Pujols Family Foundation.
Not many homeowners in New Orleans' historic French Quarter emerged financially whole after Hurricane Katrina, but Lupe Erwin's client did, thanks to meticulous planning on Lupe's part. From vineyards to estates, from yachts to private aviation, she's been managing risk and protecting assets for high net worth families for nearly 25 years.
Lupe is a noted specialist in risk mitigation strategies for complex residential construction, art collections, domestic staff employment practices, and routinely lectures on the principles of risk transference at the Paul Merage School of Business at the University of California Irvine, where she is an advisory board member at the school's Center for Investment and Wealth Management.
Despite her impressive professional accomplishments, you'll be struck by her personal dedication to helping her community. Among numerous other nonprofit organizations where she is an active supporter or board member, Lupe works with Orangewood Children's Foundation, an Orange County nonprofit that focuses on the needs of emancipated foster youth. Combining her professional clout with her love for helping others, Lupe says one of her proudest moments was securing a corporate scholarship that provided a four-year college education for a deserving young foster girl.
Nikki Brown has two decades of experience developing personal insurance strategies for affluent individuals and family offices with sophisticated needs. Often working closely with her clients’ other advisors, such as wealth managers and estate planners, Nikki creates highly customized insurance solutions for her clientele across the greater Los Angeles area and adjacent areas, including Orange County.
Nikki’s hands-on approach goes far beyond just an annual policy review. While it is common for insurance advisors to attend asset inspections, Nikki has been known to make multiple visits to the site of a client’s luxury estate, during the construction process, to ensure safety features are installed as the home is being built. She has also worked with appraisers and collectibles experts to see that art, jewelry and other personal collections are properly safeguarded, even monitoring the installation and climate control for a valuable series of paintings. It’s this attention to detail that has allowed her to save clients significant money on insurance coverage through strategic risk mitigation. In the process, she has developed a very loyal clientele, often working with multiple generations within the same family.
One trend Nikki has watched very carefully over the years is the continual push toward carrier consolidation. “I strive to make sure my clients aren’t affected by rate changes or a decline in customer service resulting from carrier mergers and acquisitions.”
Throughout her career, which includes several years at Marsh and Willis Towers Watson, Nikki has earned key professional certifications including Certified Insurance Service Representative (CISR) and Certified Insurance Counselor (CIC). She is currently working on her Certified Personal Risk Manager (CPRM) designation. Her free time is spent traveling, scuba diving and hanging out with her kids.
Hard work and professional pride are the hallmarks that make Chris Morales a dynamic addition to WGB’s team of private client advisors. Chris has worked in personal insurance for 15 years, but he never forgets that he got his start as a file clerk, working his way up to becoming a licensed agent inside of two years.
Having started his career at a small agency, Chris learned to service his accounts on every level, viewing himself as a problem solver for the long-term clients who return again and again for all their insurance needs. From personal home and auto coverage, to investment properties and residential apartment complexes, Chris creates asset protection plans that are tailored to each client’s specific needs, including those of high net worth individuals.
Tell us about your next project.